One Personal Finance AI . All your money.
Bon Credit features
Credit Score Monitoring
AI-powered insights for every transaction.
AI Budget Planner
A budget built from your real spending, not a template
AI Debt Payoff Planner
Snowball vs avalanche, run on your real balances
Debt Consolidation
Honest options when your credit is poor
Payment Reminder
Alerts 3-5 days out — and whether you can afford to pay
Automatic Payment Processing
Set up autopay so you never miss a due date
Credit Card Subscription Management
Real-time score with AI explaining every change
Balance Transfer Credit Card
Net savings after the fee, not just the headline 0%
Credit Card Transaction Monitoring Tool
Flags unusual spending before it's a problem
Credit Card Spend Analysis
See exactly where your money goes each month
Class Action Settlements
Settlement claims you may qualify for
Unclaimed Money
Check if a state is holding money that's yours — free