Bon Credit watches every card's balance, APR, and utilization and shows you how to pay less interest.
What the agent watches
Balances and APRs on every linked card
Utilization per card and overall
Recurring charges and subscriptions billed to your cards
What it finds for you
Which card to pay first to cut interest
Forgotten subscriptions and hidden fees
Lower-interest options to compare, like balance transfers
Bon Credit links accounts read-only through Plaid. It never moves, holds, or manages your money, and it gives informational guidance, not financial advice. No guaranteed amounts, outcomes, or dates.
Bon Credit is a free AI agent for credit cards. It watches balances, APRs, and utilization across your cards and shows which card to pay first and where you're overpaying interest.
Bon Credit can show you how to pay less interest, such as paying the highest-APR card first or comparing balance-transfer options. It doesn't negotiate with card issuers.