Find more money

Bon Credit is an AI that helps you save money, find more money, & helps decide what to do next. It keeps looking for new ways to do all three.

Download For Free

Built By People From

Incubation & Investors

One AI. all your money.

The Bon Credit difference

Find money you are missing

Find money you are missing

Manage all of your money in one place

Manage all of your money in one place

Optimize your financial future

Optimize your financial future

How Bon Credit works

Link accounts

Connect your credit, bank accounts, and cards so Bon Credit understands your complete financial picture.

Find money

Every day, Bon Credit looks for new ways to help you save, find more money, and uncover opportunities you might otherwise miss.

Take action

When Bon Credit finds something worth your attention, it tells you exactly what to do next.

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Ways Bon Credit helps you keep more money.

Budget Smarter

Budget Smarter

Know where your money is going. Bon Credit automatically tracks your spending, builds a budget that fits your life, and helps you keep more of every paycheck.

Pay Less Interest

Pay Less Interest

Stop giving away money in interest. Bon Credit helps you find better ways to pay down debt and keep more of what you earn.

Get Cash When You Need It

Get Cash When You Need It

Need money fast? Bon Credit helps you find cash advances and lower-cost borrowing options when they make sense.

Build Better Credit

Build Better Credit

Small changes can make a big difference. Bon Credit helps you understand what improves your credit—and what doesn't.

Find Unclaimed Money

Find Unclaimed Money

Money that's already yours. Bon Credit helps you search for unclaimed property that may belong to you and helps you claim it before it's forgotten.

Claim More Money

Claim More Money

Don't leave money on the table. Bon Credit helps you discover eligible class action settlements and guides you through claiming money you may be owed.

Your money has an AI working for it.

iPhone_15_pro

Reads Your Money

Americans are switching to Bon Credit

More Money, AI on auto pilot

TRADITIONAL APPS

Less Money, More work

Join the people keeping more money

Jessica Miller | Arizona

Saved $2,184 in interest

Bon Credit showed me a better balance transfer I didn't even know I qualified for. That one recommendation will save me more than $2,000.

Jessica Miller | Arizona

Emily Johnson | California

Found Money
I DIDN'T KNOW I WAS LOSING.

“Bon Credit spotted opportunities I would never have looked for myself. I installed it expecting another budgeting app. I kept it because it actually saved me money.”

Emily Johnson | California

Ryan Cooper | San Diego

DEBT free 13 months sooner

“I thought I was doing everything right. Bon credit showed me a better payoff strategy, and suddenly my debt-free date moved up by more than a year.”

Ryan Cooper | San Diego

Everygenerationautomatessomething.

Westoppedfoldingpapermaps.Westoppedmemorizingphonenumbers.Carsarelearningtodrivethemselves.

Nowit'stimeformoneytotakecareofitself.That'sthefuturewe'rebuildingwithBonCredit.

Frequently asked good questions

Yes. Bon Credit is free to download and use. As we add more advanced features in the future, some may become part of a premium plan, but our mission is simple: help more people keep more money.
Yes. We use bank-grade 256-bit encryption to protect your data. Your credentials are never stored on our servers, and we never sell your personal financial information to third parties.
Our AI scans your linked accounts to identify hidden fees, duplicate subscriptions, and unused recurring payments. It also recommends better rates and saving strategies custom-tailored to your habits.
To get the automatic savings, insights, and recommendations, you will need to link your bank account. We partner with Plaid, the industry leader in financial connectivity, to make this connection secure and easy.
You can connect credit cards, checking and savings accounts, loans, and investment accounts from over 10,000 financial institutions supported by Plaid.

Start keeping more
money today.